1 Create a ZoomGrants™ account (below) or log in to your existing account (above) 2 Select a Program to apply for, then click the Apply button to get started 3 Answer the questions and/or fill in the fields in each tab 4 If necessary, upload any requested documents 5 Submit your application and wait for a decision 6 If you are selected to receive funding, you might be required to submit invoices or reports through your application
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By entering your initials here you certify this submission truthfully and accurately represents your application and is hereby submitted for review. Submission of this application does not, in any way, guarantee that your application will yield a favorable result.
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By submitting this application, I certify that the information contained herein is true, complete, and correct to the best of my knowledge. I certify that I have authority to apply for this grant as the head of household. I understand that this information may be made available for public review and is subject to the terms of the Florida Public Records Act. I understand that if my application is incomplete or missing the required documentation, my application may be denied. In the event of grant approval, I grant permission to the City to release publicity articles regarding the financing of my participation in this program. The City may also check the personal credit history of the key individuals under this application. I understand that if I provide incomplete or incorrect information, or if I falsify forms, I will have my benefits terminated and may be required to repay funds. I understand that any willful misrepresentation on this application could result in a fine and/or imprisonment under provision of the United States Criminal Code U.S.C. Title 18, Section 1001.
Al presentar esta solicitud, certifico que la información contenida en ésta es fiel, verdadera y exacta a mi leal saber y entender. Certifico que tengo la autoridad para solicitar este subsidio como jefe de mi grupo familiar. Entiendo que esta información puede ponerse a disposición para revisión pública y está sujeta a los términos de la Ley de Registros Públicos de Florida. Entiendo que pueden negarme la solicitud si ésta está incompleta o si le falta la documentación requerida. Entiendo que, si presento información incompleta o incorrecta, o si falsifico los formularios, mis prestaciones terminarán y es posible que tenga que devolver los fondos. Entiendo que cualquier tergiversación intencional en esta solicitud puede resultar en multas y/o prisión según las provisiones del Título 18, Sección 1001, del Código Penal de los Estados Unidos U.S.C.
Lè map soumèt aplikasyon sa, mwen sètifye ke nan meye konesans mwen enfòmasyon ke nan prezan an se la verite, komplè, ak korek. Mwen sètifye ke mwen gen òtorizasyon pou aplike pou sibvansyon sa kòm responsab fanmi an. Mwen konpran ke enfòmasyon sa disponib pou revizyon piblik è li sijè a kondisyon Lwa Dosye Piblik Florida. Mwen konpran ke si aplikasyon mwen an pa kompè oswa manke dokiman ki obligatwa, yo ka refize aplikassyon mwen an. Mwen konpran ke si mwen founi enfò,asyon ki pa konplè oswa ki fò, oubyen si mwen falsifye fòm yo, mwen pral pèdi benefis mwen yo è petèt mwen pral oblije remèt lajan an. Mwen konpran ke nenpòt fò deklarasyon entansyonèl ki sou aplikasyon sa ka fè yo banm yon pendalite è/oswa anprizonman dapre Kòd Penal U.S.C. Ameriken Tit 18, Seksyon 1001.
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The City of Miami Gardens Mortgage Assistance Program (MAP) provides financial assistance to residential property owners affected by the COVID-19 pandemic, resulting in mortgage delinquency. Residents must apply online to participate in the program and selections will be based on a “lottery” system.
APPLICATION PERIOD:Applications will be accepted December 1-8, 2020. Eligible applicants can receive up to a maximum of $6000 per household paid directly to the mortgage servicer.
ALLOWABLE COSTS: Delinquent principal, interest, mortgage insurance, (real estate taxes, hazard insurance and assessments - only when escrowed in the first mortgage payment) and late charges. Funds cannot be applied to HELOC obligations.
Eligibility Requirements:
Applicant must be the property owner of record;
Property must be the mortgagor(s) primary residence, must be occupied with Homestead Exemption;
Mortgage must have been current prior to February 1, 2020;
Have not received mortgage or rent assistance from any other source for the same period covered by the award;
Had an impact on employment or income beginning March 1, 2020 or later that is attributed to COVID-19 and the State of Emergency Order.
Home must be located within the City limits of Miami Gardens; and
Current household income at or below 140% of Area Median Income (AMI) for Miami-Dade County (see below table).
MAXIMUM INCOME LIMIT
HOUSEHOLD SIZE
140% AMI
1
2
3
4
5
6
7
8
$89,600
$102,480
$115,220
$127,960
$138,320
$148,540
$158,760
$168,980
APPLICATION PROCESS: Applications will only be accepted through ZoomGrants. You must create a free ZoomGrants account to begin an application. To submit an application, you must answer the application questions and submit supporting documentation through ZoomGrants.
For questions or assistance with the application, please contact us by EMAIL ONLY: MGMAP@miamigardens-fl.gov
CIUDAD DE MIAMI GARDENS Programa de Asistencia Economica para Hipoteca
El programa de Asistencia Económica para Hipoteca de la Ciudad de Miami Gardens brinda asistencia económica para los Residentes aprobados con el fin de evitar desalojos resultants de dificultades asociadas con COVID-19. Para participar en el programa, los residentes deben presenter la solicitude n Internet y la selección se hará con base en un Sistema de “lotería”.
Se aceptan solicitudes del 01 – 08 de Diciembre de 2020. Los solicitantes que califiquen recibirán un máximo de $6,000 dolares por grupo familiar.
Costos Admisibles: Delinqcuencia de pagos principal, intereses, seguro hipotecario, (sobre la propiedad inmobiliaria, suguros contra riesgos y evaluaciones, solo cuando estan en garantia en el primer pago de la hipoteca) y cargos por retraso. Los fondos no se pueden aplicar a las obligaciones de HELOC
Requisitos de Elegibilidad
Solicitante debe ser el dueño de la propiedad registrado.
La propiedad debe ser la residencia principal del hipotecario, debe estar ocupada con la Exención Homestead.
La hipoteca debe haber estado vigente antes del 1 de febrero de 2020 y no más de noventa (90) días de atraso en el momento de la solicitud.
No haber recibido ninguna asistencia económica hipotecaria o de alquiler de alguna otra fuente o entidad para este propósito.
Tener una dificultad documentada debida a COVID-19 a partir del 1 de marzo de 2020 o más tarde.
La casa debe estar ubicada dentro de los límites de la ciudad de Miami Gardens; Y
Los ingresos por familia deben ser de 140% o menos del Ingreso Medio para el Área (AMI). Ver la tabla de abajo
Miami Dade MSA CDBG Límites de Ingresos
Nivel de Ingresos
Humero de integrantes del grupo familiar
140% AMI
1
2
3
4
5
6
7
8
$89,600
$102,480
$115,220
$127,960
$138,320
$148,540
$158,760
$168,980
PROCESO DE SOLICITUD: Solo se aceptarán solicitudes a través de ZoomGrants. Debe crear una cuenta gratuita de ZoomGrants para comenzar una solicitud. Para enviar una solicitud, debe responder las preguntas de la solicitud y enviar la documentación de respaldo a través de ZoomGrants.
Para preguntas o asistencia con la aplicación, contáctenos SOLAMENTE POR CORREO ELECTRÓNICO: MGMAP@miamigardens-fl.gov
Pwogram Asistans Ipotèk Vil Miami Gardens (MAP)
Pwogram Asistans Ipotèk Vil Miami Gardens (MAP) bay asistans finansyè pou pwopriyetè pwopriyete rezidansyèl ki afekte nan pandemi COVID-19, sa ki lakòz delenkans ipotèk. Rezidan yo dwe aplike sou entènèt pou patisipe nan pwogram nan epi seleksyon yo ap baze sou yon sistèm "lotri".
PERYODD APLIKASYON: Aplikasyon yo ap aksepte 01 – 08 Desanm 2020. Aplikan ki kalifye yo ka resevwa jiska yon maksimòm $6000 pou chak kay ou peye dirèkteman bay administratè ipotèk la.
DEPANS ADMISIBLÈ: Direktè delenkan, enterè, asirans ipotèk, (taks sou byen imobilye, asirans danje ak evalyasyon - sèlman lè garanti nan premye peman mògej la) ak akizasyon anreta. Fon pa ka aplike nan obligasyon HELOC.
KONDISYON ELIJIBLITE:
Aplikan an dwe mèt pwopriyete dosye a;
Pwopriyete dwe prensipal rezidans mògej la (yo), yo dwe okipe li avèk Egzanpsyon Homestead;
Ipotèk dwe te ye anvan 1 fevriye 2020 e pa plis pase katrevendis (90) jou delenkan nan moman aplikasyon an;
Pa resevwa asistans ipotèk oswa lwaye nan men okenn lòt sous pou menm peryòd prim lan kouvri;
Te gen yon enpak sou travay oswa revni kòmanse 1ye mach 2020 oswa pita ke yo atribiye a COVID-19 ak Eta Lòd Ijans lan.
Kay la dwe lokalize nan limit Vil Miami Gardens; ak
Revni kouran nan kay la oswa mwens pase 140% Revni Medyàn Zòn (AMI) pou Konte Miami-Dade.
MAXIMUM LIMIT REVNI
NIVO REVNI
HOUSEHOLD SIZE
140% AMI
1
2
3
4
5
6
7
8
$89,600
$102,480
$115,220
$127,960
$138,320
$148,540
$158,760
$168,980
PWOSESIS APLIKASYON: Aplikasyon yo pral aksepte sèlman nan ZoomGrants. Ou dwe kreye yon kont ZoomGrants gratis pou kòmanse yon aplikasyon. Pou soumèt yon aplikasyon, ou dwe reponn kesyon yo aplikasyon epi soumèt dokiman sipò nan ZoomGrants.
Pou kesyon oswa asistans avèk aplikasyon an, tanpri kontakte nou pa EMAIL SÈLMAN: MGMAP@miamigardens-fl.gov
Applicant Information
First Name
Last Name
Telephone
Email
Address 1
Address 2
City
State/Province
ZIP+4/Postal Code
Country
Organization Information
(changes to this data will be reflected on all other applications for this organization)
Create an Organization
Pre-Application
(answers are saved automatically when you move to another field)
This Pre-Application section must be submitted and Approved by the Administrator (not ZoomGrants) before you can fill out the rest of the application. Click the Submit Pre-Application button at the top or bottom of this tab to submit this section to be reviewed.
Application Questions
(answers are saved automatically when you move to another field)
BEFORE FILLING OUT THESE QUESTIONS, PLEASE READ PROGRAM GUIDELINES IN OVERVIEW TAB. THE FOLLOWING QUESTIONS ARE REQUIRED TO DETERMINE YOUR ELIGIBILITY FOR THE PROGRAM.
ANTES DE LLENAR ESTE FORMULARIO, POR FAVOR LEA LAS NORMAS GENERALES DEL PROGRAMA EN LA PESTAÑA “GENERAL”. LAS SIGUIENTES PREGUNTAS SON NECESARIAS PARA DETERMINAR SI CALIFICA PARA EL PROGRAMA.
ANVAN W REPONN KESYON SA YO, LI TANPRI DIREKTIV PWOGRAM LAN KI NAN BOUK APÈSI A. KESYON KI ANNAPRE LA YO OBLIGATWA POU N DETÈMINE ADMISIBLITE W NAN PWOGRAM LAN.
1. Are you a resident of the City of Miami Gardens? / ¿Es usted residente de la Ciudad de Miami Gardens? / Èske se Miami Gardens w ap viv?
2. Do you currently reside in the residential property being considered for this program? (Property must have homestead exemption). / ¿Reside actualmente en la propiedad residencial que se considera para este programa?
(La propiedad debe tener Exención de Vivienda por ser la residencia primaria – Homestead Exemption) / Èske w ap viv alèkile yon kote rezidansyèl ki konsidere pou l nan pwogram sa a? (Kay la dwe gen yon egzonorasyon homestead).
3. Do you have a mortgage on your primary residence that was current and paid as of February 2020? / ¿Tiene una hipoteca sobre su residencia principal que estaba vigente y pagada en febrero de 2020? / Èske w gen yon ipotèk sou kay prensipal ou a ki te peye ajou jouk nan mwa fevriye 2020?
4. Are you currently behind on mortgage payments? / ¿Está atrasado en los pagos de la hipoteca? / Èske w an reta sou peman ipotèk ou yo?
5. Have you lost your job or experienced a reduction in work hours as a result of Coronavirus (COVID-19)? / ¿Perdió su trabajo o disminuyeron sus horas de trabajo debido al Coronavirus (COVID-19)? / Éske w pèdi travay ou oubyen gen yon bès nan kantite èdtan travay ou poutèt kowonaviris la (COVID-19)?
6. Have you received any mortgage assistance from any federal, state, or local agency to assist with hardship as a result from Coronavirus (COVID-19)? / ¿Ha recibido asistencia económica para hipotecaria de alguna agencia federal, estatal o local, o de alguna otra fuente o entidad para ayudarle con dificultades resultantes del Coronavirus (COVID-19)? / Èske w resevwa èd gouvènman federal, oubyen òganizm lokal pou peman ipotèk ou poutèt yon difikilte poutèt kowonaviris (COVID-19)?
7. What is your current monthly mortgage payment? / ¿Cuál es su pago hipotecario mensualmente? / Ki montan peman ipotèk ou a alèkile pa mwa?
8. What is your household size? / ¿Cuántos son los integrantes de su grupo familiar? Konbyen moun ki nan kòkay ou a? Household size should include all individuals and dependents listed on 2019 Tax Return.
9. What is the total annual household income? (must include income of all household members)? / ¿Cuáles son los ingresos totales del grupo familiar? (debe incluir los ingresos de todos los integrantes del grupo familiar) / Ki montan total revni anyèl kòkay ou a? (se pou l gen montan tout moun ki nan kòkay ou a)
You may use W2s, tax returns, or pay stubs to certify your income. Include income from all household members.
10. I certify that I have read and understand the Guidelines for the City of Miami Gardens Rental Mortgage Assistance Program listed on "overview" tab above. / Certifico que leí y entendí las Normas Generales del Programa de Asistencia Económica para hipotecaria de la Ciudad de Miami Gardens enumeradas en la pestaña “General” de arriba. / M sèmante mwen li epi m konprann direktiv pou pwogram èd nan ipotèk Miami Gardens lan ki make nan bouk « apèsi »" ki anlè a.
11. I certify that my total household income is at or below the 140% Area Median Income. / Certifico que los ingresos totales de mi grupo familiar son 140% o menos del Ingreso Medio para el Área. / M sètifye revni total kòkay mwen an egal oubyen mwens pase 140% montan revni medyan zòn lan. See chart on "overview" tab.
12. I understand that if I qualify and wish to receive assistance, payment will be made directly to my mortgage holder on my behalf. / Certifico que entiendo que, si califico y deseo recibir asistencia económica, debo firmar un contrato con la Ciudad de Miami Gardens y mi acreedor hipotecario, y que los pagos se harán directamente a mi acreedor hipotecario en mi nombre. / M sètifye mwen konprann si m kalifye epi m vle resevwa èd, se pou m gen yon kontra avèk Miami Gardens epi bank ipotèk mwen an, epi peman ap fèt dirèkteman bay bank lan onon m.
13. I certify that I am submitting only one application per household. Multiple applications per household will be disqualified. / Certifico que presenté solamente una solicitud para mi grupo familiar. Se descalificarán las solicitudes múltiples para un grupo familiar. / M sètifye m ap remèt sèlman yon aplikasyon pou chak kòkay. Aplikasyon miltip pou chak kòkay ap diskalifye.
Tables
(answers are saved automatically when you move to another field)
You must upload documentation that supports your applicantion. If you have more documents that can be uploaded, on the page below, you may email them to MGMAP@miamigardens-fl.gov. However, this may delay the review and/or approval of your application.
The following documentation MUST be submitted below:
Proof of loss or reduction of income due to the COVID-19 Pandemic, which may include:
Layoff or Furlough Notice; OR
Evidence of lost wages (partial or full)
Bank statements;
Pandemic Unemployment Assistance documentation;
Paycheck records.
Proof of Income at or below 140% of AMI
2019 Tax Return; OR
Bank statements / Paycheck records
Mortgage Statement showing paid in full status as of February 2020
Current statement showing outstanding payment and/or arrears
Mortgage Holder W9 Form (must be requested from mortgage holder)
Instrucciones de Carga de Archivos
Debe cargar documentación que respalda su solicitud. Si tiene más documentos que se pueden cargar, en la página siguiente, puedes enviarlas por correo electrónico a MGMAP@miamigardens-fl.gov. Sin embargo, esto puede retrasar la revision y/o aprobacion de su solicitud.
La siguiente documentación DEBE presentarse a continuación:
Prueba de pérdida o reducción de ingresos debido a la pandemia COVID-19, que puede incluir:
Aviso de despedido o dias de permiso (sin pago).
Evidencia de salarios perdidos (parcial o total)
Extractos bancarios;
Documentacion de asistencia por desempleo pandemico;
Registros de cheques de pago
Comprobante de ingresos igual o inferior al 140% del Ingreso Medio para el Área (AMI).
Declaración de Impuestos de 2019, O
Extractos bancarios / Registros de cheques de pago
Declaración hipotecaria que muestra pago completo hasta febrero de 2020.
Estado de cuenta actual que muestre pagos pendientes y/o atrasos.
Formulario W9 del titular de la hipoteca (debe solicitarse al titular de la hipoteca).
KIJAN POU TELECHAJE YON DOSYE
Se pou w telechaje dokimantasyon ki soutni aplikasyon w lan. Si w gen plis dokiman ki kapab telechaje, sou paj ki annapre a, ou gendwa voye yo pa imèl nan MGMAP@miamigardens-fl.gov. Sepandan, sa gendwa bay reta nan revizyon epi/oubyen otorizasyon aplikasyon ou an.
Men ki dokimantasyon ki FÈT pou founi :
Prèv sou pèt oubyen rediksyon revni poutèt pandemik COVID-19, ki gendwa se :
Avi pèt travay oubyen furlough ; OUBYEN
Prèv pèt salè (enpe oubyen tout)
Relve kont labank ;
Dokimantasyon sou èd chomaj pandan pandemik la
Souch chèk pewòl
Prèv sou revni nan oubyen egal 140% AMI
Papye taks 2019 ; OUBYEN
Revle kont labank / souch chèk pewòl
Relve kont ipotèk ki montre peman te ajou nan mwa fevriye 2020
Relve kont aktyèl ki montre peman yo anreta
Fòmilè W9 moun ki gen ipotèk (se pou mande bank ipotèk la pou sa)
